
LIVE YOUR LEGACY
The conversation revolves around the themes presented in the book Die With Zero by Bill Perkins, which encourages people to reconsider traditional beliefs about saving and retirement. The core idea is to shift from hoarding wealth to intentionally using it during one’s lifetime to create meaningful experiences. While the concept of “dying with zero” might seem alarming, we appreciate how it challenges deeply ingrained financial habits, particularly the tendency to save excessively without enjoying the fruits of one’s labor.
Watch the video here:
A balanced approach is highlighted: not depleting savings recklessly, but also not deferring enjoyment until it’s too late. It is better to retire as early as possible to maximize quality time while one is still healthy and able. This includes traveling, spending time with family, and supporting charitable causes—living one’s legacy now rather than postponing it.
Examples discussed include friends delivering wheelchairs internationally, paying for family vacations to foster connection, and a grandmother who prioritized creating memories with her grandchildren over leaving them a financial inheritance. These stories illustrate the profound emotional value of experiences over money.
The conversation concludes by discussing practical ways to support this lifestyle financially, such as investing in multifamily syndications, which provide both cash flow and asset appreciation. These investments align with the philosophy of maintaining financial stability while actively enjoying life. Overall, the message is about intentional living—using time and money to build a life filled with purpose, connection, and impact.
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Mike is a retired aerospace engineer with a passion for real estate investing and teaching financial literacy. He lives with his wife in Daytona Beach, Florida.