Making it Through Covid

MAKING IT THROUGH COVID AS APARTMENT INVESTORS Mike Bocanegra discusses the challenges and lessons learned with our experiences during Covid. Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

5 Reasons to Lend Money

5 REASONS TO LEND MONEY Discover a safer, clearer way to grow your net worth Mark loaned $100,000 to Suzanne, a real estate investor he knew and trusted.  Suzanne and her team used the money to fund renovations on a property.   They completed the renovations, sold the property, and paid Mark back his $100,000 […]

3 Reasons For and Against Motel to Apartment Conversions

3 REASONS FOR AND AGAINST MOTEL TO APARTMENT CONVERSION What to watch and watch out for Picture this, a nice garden-style motel in the right location, for sale at the right price.   Do you see an opportunity in this picture?   Might you consider converting this to apartments?   Unusual, but could be very profitable. Although built […]

3 Reasons You Will Be Glad You Invested in Apartments

3 REASONS YOU WILL BE GLAD YOU INVESTED IN APARTMENTS If you are like me, ten years from now, you will be glad you took a good look at apartment investing.  You might even have a big smile on your face because you decided to invest.   I have been investing for over 50 years.  For […]

Can You Make Both a Good Return and a Positive Impact?

CAN YOU MAKE BOTH A GOOD RETURN AND A POSITIVE IMPACT? Investing that makes a difference for you and the world Your goal when you invest is likely to generate a financial return.  You want to produce growth or income, or both, from your investments, don’t you? But, there are some things in which you […]

Why We Like Investing in Syndications

Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

Are You Prepared to Profit from Rising Demand in Rental Housing?

ARE YOU PREPARED TO PROFIT FROM RISING DEMAND IN RENTAL HOUSING? 3 reasons why demand for rentals remains high Are you considering adding apartments to your investment portfolio? This could be a very wise decision, because demand for apartments remains high. Other people, just like you, have raised this question.  They wonder if apartments are […]

Are You Ready for Volatility?

ARE YOU READY FOR VOLATILITY? Why Volatility Is Not Your Friend Volatility can be fun.  Ask the thousands of people who enjoyed riding the roller-coasters at the theme parks this past week.  Up, up, up they go, click, click, click and then over the top and a steep drop and wild swings. Perhaps you enjoy […]

Overcoming 3 Challenges of Investing in Multi-Family For the First Time

OVERCOMING 3 CHALLENGES OF INVESTING IN MULTI-FAMILY FOR THE FIRST TIME Moving Up to a Bicycle with Two Wheels Taking the plunge from traditional investments to multi-family investments can be challenging.  Like moving up to a bicycle with two wheels. Do you find it difficult to change?  I know I do.  In fact, you and I […]

Real Estate Investing is a Team Sport

REAL ESTATE INVESTING IS A TEAM SPORT Mike Bocanegra and Harland Merriam talk about the importance of the team approach to real estate investing, particularly in our multi-family space. Click on the YouTube Video picture above for the 8-minute conversation. We invite you to JOIN OUR ATTUNE INVESTMENT CLUB so we can get to know […]

7 Steps in my Leap from Single-Family to Multi-Family

7 STEPS IN MY LEAP FROM SINGLE-FAMILY TO MULTI-FAMILY Harland’s story to over 100 doors By Harland Merriam You can make the leap from single-family to multi-family real estate.  Many have done this quite successfully.  I did.  You can, too.  Of course, what works for you will be uniquely you.  I’ll share my story, which […]

Multi-family: A Perfect Investment

MULTI-FAMILY: A PERFECT INVESTMENT Learn some of the elements of multi-family that make it a near “perfect investment”. This is a video conversation between Mike Jacobson and Harland Merriam. Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with […]

Class A, B, and C Propeties Explained

THE ABCs OF MULTIFAMILY PROPERTIES Do you know your ABCs?  You probably know the alphabet, learning it when you were a youngster. In multifamily properties, when we refer to the ABCs we are talking about the various classes of properties.  Four factors determine what class a property might be – the age of the property, […]

The ABCs of Multifamily Investing

Want to learn more about investing in apartments? Join our Attune Investors Club Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

5 Questions to Ask Before You Invest

5 QUESTIONS TO ASK BEFORE YOU INVEST How to make sure you have the right multi-family syndicator. By Harland Merriam You don’t want a so-so auto mechanic.  You don’t want an average surgeon.  You don’t want an unproven dentist.  Do you? Of course not.  The same goes for any potential multi-family syndicator you might consider.  […]

The Magic of Leverage

THE MAGIC OF LEVERAGE 5 ways of using this magical power to increase the return on your investment What if you could “magically” turn a simple 3% rise in the value of your investment into an actual 12% return on your investment? You might be able to and it is not magic.  The 170-pound guy […]

Meet the Team

Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

Better Communities Make Better Investments

Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

Amortization is a Big Word with a Big Impact

AMORTIZATION IS A BIG WORD WITH A BIG IMPACT  Grow your equity, one step at a time. I remember running my first marathon.  I didn’t start on the first day running the full 26.2 miles.  In fact, the first day of my training was a single mile.  I ran every day.  Not very much at […]

How to Find Multi-Family Properties

Harland MerriamHarland leads our Investor Relations.  He is a “repurposed” Pastor and Army Chaplain.  He is an author, speaker, mastermind facilitator, and coach.  Harland lives with his wife, Barbara, in DeLand, Florida. www.attuneinvestments.com

ARE YOU PAYING TOO MUCH IN TAXES?

ARE YOU PAYING TOO MUCH IN TAXES? Would you like to keep more of your hard-earned cash? by Harland Merriam  I am thinking about a tool to reduce your taxes?  Can you guess what it is? I’m not talking about a 401(k) or IRA.  This one has been used by the wealthy for generations. Taxes […]

Why Can’t We Pull The Trigger? Just Do It!

WHY CAN’T WE PULL THE TRIGGER? JUST DO IT! Learn how to manage your fear. By Harland Merriam Ten years from now you will be glad you made the decision and took action on it.  But, something still keeps you from pulling the trigger.  This has happened to me several times in my life. For […]

Cash Flow Is Number One

Cash Flow: Most Important The number one benefit of commercial multifamily assets is cash flow. Cash flow provides ongoing income.  For our investors, this is a regular stream of passive income.  We work hard managing our properties so they produce this income, month after month, year after year.  The major factor in the bank’s underwriting […]

We can Actually Force the Appreciation of our Properties

Appreciation Appreciation is one of the biggest forces for growth in our properties. It comes in many forms. One of the forms of appreciation is simply Market Appreciation, the steady increase in values over time.  But, we do not simply have to wait for the market to give us this growth or appreciation.  We can […]

You Can Invest with your IRA or 401K

A few years ago, each of us discovered we can invest our IRAs and 401ks in real estate.  We are not limited to investing in stocks and bonds and mutual funds.  It seemed that way because that was all Fidelity, Edward Jones and Vanguard and the other investment advisors made available. But, the IRS regulations […]

Multi-family Properties Have a History of Stable Values

Volatility Stock prices go up and down, sometimes a whole lot.  They are volatile. A painful example is the 2008 recession and the dramatic dip in stock prices.  Other investment classes also have a lot of volatility — big ups and big downs. Commercial Multifamily Assets have a history of much lower swings in prices.  […]

Real Estate Offers Tax Advantages Not Available in Many Other Investments

Tax Advantages Real estate has a number of tax advantages. One of the key preferential treatments tax-wise with real estate is DEPRECIATION.  Depreciation is a required accounting method that spreads the cost of an asset over multiple years.  The Federal Tax Code requires us to depreciate or take a paper loss on the property each […]

Amortizing Debt Increases the Equity in a Property

Paying down the principal on debt is a second way we grow the value of our assets.  We use appropriate, but significant leverage to purchase our multi-family properties.  We borrow money from the “banks,” often with agency funding from Freddy Mac or Fannie Mae. Each month we make a payment on these long-term loans.  Part […]