5 Reasons to Lend Money

5 REASONS TO LEND MONEY Discover a safer, clearer way to grow your net worth Mark loaned $100,000 to Suzanne, a real estate investor he knew and trusted.  Suzanne and her team used the money to fund renovations on a property.   They completed the renovations, sold the property, and paid Mark back his $100,000 […]

3 Reasons For and Against Motel to Apartment Conversions

3 REASONS FOR AND AGAINST MOTEL TO APARTMENT CONVERSION What to watch and watch out for Picture this, a nice garden-style motel in the right location, for sale at the right price.   Do you see an opportunity in this picture?   Might you consider converting this to apartments?   Unusual, but could be very profitable. Although built […]

How To Protect Your Assets And Increase Cash Flow

HOW TO PROTECT YOUR ASSETS AND INCREASE CASH FLOW Like many of you, my wife and I like to travel.  On one trip we were relaxing in the hot tub at a nice hotel in San Juan, Puerto Rico and enjoying the view.  Picture a scenic view from the roof of the seventh floor looking […]

3 Reasons You Will Be Glad You Invested in Apartments

3 REASONS YOU WILL BE GLAD YOU INVESTED IN APARTMENTS If you are like me, ten years from now, you will be glad you took a good look at apartment investing.  You might even have a big smile on your face because you decided to invest.   I have been investing for over 50 years.  For […]

Is The Cheese Moving Again?

IS THE CHEESE MOVING AGAIN? The Covid-19 pandemic has brought many changes in the marketplace. Change creates opportunity for those willing to embrace it, but can bring despair for those unwilling to accept change.   In the early 1900s there were many icehouses in the country.   These were businesses that provided blocks of ice so […]

How to Avoid Taxes Inside an IRA

HOW TO AVOID TAXES INSIDE AN IRA And Maximize Your Returns Did you know that your IRA may have to pay taxes? Even for investments inside a Roth account? Before I opened my first self-directed IRA investment, I thought all IRA investments were tax-deferred.  Perhaps you are thinking the same thing.  And when Roth IRAs […]

Can You Make Both a Good Return and a Positive Impact?

CAN YOU MAKE BOTH A GOOD RETURN AND A POSITIVE IMPACT? Investing that makes a difference for you and the world Your goal when you invest is likely to generate a financial return.  You want to produce growth or income, or both, from your investments, don’t you? But, there are some things in which you […]

Taking The Mystery Out Of Cap Rates

TAKING THE MYSTERY OUT OF CAP RATES Determining Value In Commercial Properties Quoted CAP rates are like glamour shots.  They are what the broker or seller wants you to see.  Two words come to mind, “caveat emptor”, or buyer beware.  It is up to the buyer to verify all information affecting CAP rates in listed […]

Are You Prepared to Profit from Rising Demand in Rental Housing?

ARE YOU PREPARED TO PROFIT FROM RISING DEMAND IN RENTAL HOUSING? 3 reasons why demand for rentals remains high Are you considering adding apartments to your investment portfolio? This could be a very wise decision, because demand for apartments remains high. Other people, just like you, have raised this question.  They wonder if apartments are […]

Get Rid Of Your Retirement Fears Once And For All

GET RID OF YOUR RETIREMENT FEARS ONCE AND FOR ALL What do you think of when someone says “retirement”?   Do you look forward to traveling and spending more time with friends and family?  Or does your mind raise concerns about health and running out of money? Life is like a roll of toilet paper.  The […]

Are You Ready for Volatility?

ARE YOU READY FOR VOLATILITY? Why Volatility Is Not Your Friend Volatility can be fun.  Ask the thousands of people who enjoyed riding the roller-coasters at the theme parks this past week.  Up, up, up they go, click, click, click and then over the top and a steep drop and wild swings. Perhaps you enjoy […]

Set FIRE To Your Retirement Plan

SET FIRE TO YOUR RETIREMENT PLAN Is your retirement plan on track?  Will it get you where you want to be financially on time?  Most people’s retirement plans are underfunded.  Many corporate pension plans are also underfunded.  Social Security was only designed to fund 40-percent of a retiree’s income, and it is expected to run […]

Overcoming 3 Challenges of Investing in Multi-Family For the First Time

OVERCOMING 3 CHALLENGES OF INVESTING IN MULTI-FAMILY FOR THE FIRST TIME Moving Up to a Bicycle with Two Wheels Taking the plunge from traditional investments to multi-family investments can be challenging.  Like moving up to a bicycle with two wheels. Do you find it difficult to change?  I know I do.  In fact, you and I […]

The Secret To Passive Real Estate Investing

THE SECRET TO PASSIVE REAL ESTATE INVESTING Just Give Me Three Steps You have probably seen it on TV.  A couple buys a distressed house, fixes it up, and sells it for what appears to be a huge profit.  They put in a lot of work and it was usually a full-time job.  There are […]

Real Estate Investing is a Team Sport

REAL ESTATE INVESTING IS A TEAM SPORT Mike Bocanegra and Harland Merriam talk about the importance of the team approach to real estate investing, particularly in our multi-family space. Click on the YouTube Video picture above for the 8-minute conversation. We invite you to JOIN OUR ATTUNE INVESTMENT CLUB so we can get to know […]

7 Steps in my Leap from Single-Family to Multi-Family

7 STEPS IN MY LEAP FROM SINGLE-FAMILY TO MULTI-FAMILY Harland’s story to over 100 doors By Harland Merriam You can make the leap from single-family to multi-family real estate.  Many have done this quite successfully.  I did.  You can, too.  Of course, what works for you will be uniquely you.  I’ll share my story, which […]

Multi-family: A Perfect Investment

MULTI-FAMILY: A PERFECT INVESTMENT Learn some of the elements of multi-family that make it a near “perfect investment”. This is a video conversation between Mike Jacobson and Harland Merriam.

How To Invest Like The 1-Percent

HOW TO INVEST LIKE THE 1-PERCENT Investing Secrets That Wall Street Won’t Tell You Have you ever felt like you are missing investment opportunities because you don’t have the money?  Do you have to spend too much time working to spend time identifying and managing your best investments?   GETTING STARTED I was still in college […]

The Power of Compounding Interest

THE POWER OF COMPOUNDING INTEREST What Would You Do With $1,000,000 Tax-Free? Albert Einstein once said, “Compound interest is the most powerful force in the universe.”   Whether or not you agree, it can be thought-provoking. I will show you how to employ this powerful force to create $1 million in tax-free net worth. How does […]

Class A, B, and C Propeties Explained

THE ABCs OF MULTIFAMILY PROPERTIES Do you know your ABCs?  You probably know the alphabet, learning it when you were a youngster. In multifamily properties, when we refer to the ABCs we are talking about the various classes of properties.  Four factors determine what class a property might be – the age of the property, […]

Investing For Appreciation vs. Cash Flow

INVESTING FOR APPRECIATION VS CASH FLOW Should I invest for cash flow?  Or should I invest for appreciation and equity? By Mike Jacobson Should I invest for cash flow?  Or should I invest for appreciation and equity? First, there is no one size fits all solution.  But to help answer the question, I’d like to […]

5 Questions to Ask Before You Invest

5 QUESTIONS TO ASK BEFORE YOU INVEST How to make sure you have the right multi-family syndicator. By Harland Merriam You don’t want a so-so auto mechanic.  You don’t want an average surgeon.  You don’t want an unproven dentist.  Do you? Of course not.  The same goes for any potential multi-family syndicator you might consider.  […]

To Roth Or Not To Roth?

TO ROTH OR NOT TO ROTH?   Did The SECURE Act Set A Time Bomb In Your IRA? By Mike Jacobson Imagine yourself having carefully planned a nice retirement with more than enough money coming in from your retirement accounts.  You may already have this plan in place.  You have the ability to travel and spend […]

The Magic of Leverage

THE MAGIC OF LEVERAGE 5 ways of using this magical power to increase the return on your investment What if you could “magically” turn a simple 3% rise in the value of your investment into an actual 12% return on your investment? You might be able to and it is not magic.  The 170-pound guy […]

Amortization is a Big Word with a Big Impact

AMORTIZATION IS A BIG WORD WITH A BIG IMPACT  Grow your equity, one step at a time. I remember running my first marathon.  I didn’t start on the first day running the full 26.2 miles.  In fact, the first day of my training was a single mile.  I ran every day.  Not very much at […]