I’d Rather Have Equity Than Eat

Who Else Wants A Giant Nest Egg? By Mike Jacobson Pete noticed something was different at the dinner table.  It was set with a nice tablecloth, china and complete with candlelight.  As he sat down he asked his wife, “what’s for dinner?”   “Equity”, she replied. It seems that Pete may have said one too many […]

ARE YOU PAYING TOO MUCH IN TAXES?

ARE YOU PAYING TOO MUCH IN TAXES? Would you like to keep more of your hard-earned cash? by Harland Merriam  I am thinking about a tool to reduce your taxes?  Can you guess what it is? I’m not talking about a 401(k) or IRA.  This one has been used by the wealthy for generations. Taxes […]

Why Can’t We Pull The Trigger? Just Do It!

WHY CAN’T WE PULL THE TRIGGER? JUST DO IT! Learn how to manage your fear. By Harland Merriam Ten years from now you will be glad you made the decision and took action on it.  But, something still keeps you from pulling the trigger.  This has happened to me several times in my life. For […]

Discover 5 Reasons Why Real Estate is the Ideal Investment

Discover 5 Reasons Why Real Estate is the Ideal Investment Are you taking advantage of these five benefits? By Mike Jacobson A few years ago when my wife and I were on our way home from a vacation,  We checked the stock on our way home and it had dropped from $60 per share to […]

Will I Have Enough To Retire? Or Who Wants to Retire Early?

It’s Back to Fundamentals to Review Your Financial Plan Periodically When my son was eight years old I was asked to be a coach for his basketball team. I didn’t know anything about coaching basketball, but I was paired with someone else who did.  Glen played college basketball and explained that every season, no matter […]

Cash Flow Is Number One

Cash Flow: Most Important The number one benefit of commercial multifamily assets is cash flow. Cash flow provides ongoing income.  For our investors, this is a regular stream of passive income.  We work hard managing our properties so they produce this income, month after month, year after year.  The major factor in the bank’s underwriting […]

We can Actually Force the Appreciation of our Properties

Appreciation Appreciation is one of the biggest forces for growth in our properties. It comes in many forms. One of the forms of appreciation is simply Market Appreciation, the steady increase in values over time.  But, we do not simply have to wait for the market to give us this growth or appreciation.  We can […]

You Can Invest with your IRA or 401K

A few years ago, each of us discovered we can invest our IRAs and 401ks in real estate.  We are not limited to investing in stocks and bonds and mutual funds.  It seemed that way because that was all Fidelity, Edward Jones and Vanguard and the other investment advisors made available. But, the IRS regulations […]

Multi-family Properties Have a History of Stable Values

Volatility Stock prices go up and down, sometimes a whole lot.  They are volatile. A painful example is the 2008 recession and the dramatic dip in stock prices.  Other investment classes also have a lot of volatility — big ups and big downs. Commercial Multifamily Assets have a history of much lower swings in prices.  […]

Real Estate Offers Tax Advantages Not Available in Many Other Investments

Tax Advantages Real estate has a number of tax advantages. One of the key preferential treatments tax-wise with real estate is DEPRECIATION.  Depreciation is a required accounting method that spreads the cost of an asset over multiple years.  The Federal Tax Code requires us to depreciate or take a paper loss on the property each […]

Amortizing Debt Increases the Equity in a Property

Paying down the principal on debt is a second way we grow the value of our assets.  We use appropriate, but significant leverage to purchase our multi-family properties.  We borrow money from the “banks,” often with agency funding from Freddy Mac or Fannie Mae. Each month we make a payment on these long-term loans.  Part […]